7 Ways to Save Money on Christmas Gifts Christmas is supposed to be the most wonderful time of the year, but it can cost you. Americans planned to spend an average of $823 on Christmas gifts in 2022 according to a NerdWallet survey. This amounts to a staggering total of $178 billion in gift spending. What's concerning is that one third of gifts in 2021 were charged to credit cards, the balances of which are not yet paid off ( NerdWallet ). The average credit card interest rate in America is over 24% according to lendingtree . Those Christmas gifts will cost a lot more than what's on the price tag if you can't afford to buy them outright, or to pay off your credit card balances in full when the transactions post. You can do Christmas without going into debt. Let's look at some ways to save money on Christmas gifts. ***This post contains affiliate links. I earn small commissions from clicks and qualified purchases at no extra cost to you. Thanks for you...
Content warning: mentions cancer and death If I had a dollar for every time a patient came into my office and said they “want to be checked for cancer,” well…I probably wouldn’t be writing this blog post! There is no single universal test for cancer, but common things happen commonly. Colorectal cancer is the second most common cause of cancer deaths when men and women are combined ( cancer.org ). Screening for colorectal cancer should be on your list to be “checked for cancer.” For those at average risk, screening for colorectal cancer should begin at age 45 ( cdc.gov ). If you want to know more about colorectal cancer incidence, risk factors and screening methods, then check out last week's blog post here . I am at increased risk for colorectal cancer, because my father died from complications of colon cancer when he was only 45. So though I’m only in my thirties, I’ve already had my first screening colonoscopy, which is the gold standard screening method for individuals a...