Looking to save money? 4 High Yield Savings Accounts you should check out! Let’s talk high yield savings accounts (HYSAs). Gone are the days of having “mattress money.” Or at least they should be. Why? Because you should not be keeping your emergency fund under your bed! Wouldn’t it be better to put your money where it could make you MORE money while you sleep instead? If you have an emergency fund, you are already ahead of the game. Check out this article that states only 44% of Americans can cover a $1,000 emergency expense from their savings. An emergency or rainy day fund is just what it sounds like: money set aside for unforeseen costly circumstances. Think car or home repairs, medical emergencies, pet injuries - you get the picture. These things can happen to anyone, so we should all prepare for them. You’ll find that the more prepared you are, the less emergencies you will experience! So what should you do? First, aim to have $1,000 set aside. Ideally, you will...
Suffering from dry skin?! 5 things to stop doing to relieve dry skin. Let's talk dry skin. Your skin is your largest organ, your body's interface with and protection from the environment. Keep it moisturized and intact! I trained in a dermatology office as a physician assistant student. Dry skin was a common complaint. Many clients were shocked at the advice they were given: "I paid a specialist copay for this?!" was a common sentiment. Relieve dry skin by stopping these 5 things, and you may save yourself a trip to the doctor's office! 1. Bathing Frequently Water exposure can be drying and irritating. Reevaluate how many times you are bathing, and for how long. Consider decreasing the overall amount of time you are immersed in water. 2. Bathing in hot water Hot water is especially drying. In addition to the amount of time you spend in water, consider lowering the temperature of the water. Check out this article that says ideal water temperature is be...